Is this crypto halal? Shariah screening report
Staked USDT
STUSDT
- Price
- $0.996339
- Market cap
- $62.64M
- Circulating supply
- 62,865,659
- 24h change
- -0.15%
Report generated 8/27/2026, 6:34:28 PM · stored corpus assessment · confidence 88%
Crypto Halal Report Criteria
We use a disciplined framework to determine if a digital asset is Comfortable from a sharia perspective, based on three core pillars.
Purpose & Real-World Value Flagged
The primary purpose of STUSDT is to serve as a receipt token for USDT that has been deposited into lending protocols. Users receive STUSDT in exchange for their USDT deposits, which they can later redeem for their original USDT plus any accrued yield from lending activities.
Honesty & Founder Intent Clear
STUSDT tokens are minted when users deposit USDT and burned when they withdraw, maintaining a 1:1 relationship with deposited USDT plus accrued lending yields.
Dealing with Risk & Speculation Clear
Speculative trading of a real asset is treated as trade, not gambling, under the screening framework.
Crypto Overview
Purpose and Utility
The primary purpose of STUSDT is to serve as a receipt token for USDT that has been deposited into lending protocols. Users receive STUSDT in exchange for their USDT deposits, which they can later redeem for their original USDT plus any accrued yield from lending activities.
Business Model
The business model is fundamentally based on lending and borrowing activities, where depositors earn returns from lending their USDT to borrowers. The yield is generated through interest payments from borrowers, which is distributed to STUSDT holders. Platform Activity and Adoption STUSDT exists within the broader DeFi lending ecosystem. The token's utility is directly tied to lending activities, which represents its primary and actual use case.
Token Distribution
STUSDT tokens are minted when users deposit USDT and burned when they withdraw, maintaining a 1:1 relationship with deposited USDT plus accrued lending yields.
Rating Justification
UncomfortableBased on our analysis, STUSDT's primary function involves interest-based lending activities, which is not permissible in Islamic finance as it involves riba (interest). The token's fundamental purpose and actual usage revolve around generating returns through lending, which is not aligned with Shariah principles unless done as an act of charity. While the technology itself is transparent and the token mechanics are clear, the core business model of profit-based lending makes this token problematic from an Islamic finance perspective.
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Disclaimer: These reports are findings of AI analysis and cannot be guaranteed to be accurate. Ratings reflect opinions derived from automated criteria applied to the sources you submitted and a corpus of prior assessments. This is not a fatwa and does not determine Islamic law. Ratings may change as projects evolve. Always conduct your own research before investing.
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