Is this crypto halal? Shariah screening report

Ramp

RAMP

Uncomfortable
Price
$0.021523
Market cap
$10.28M
Circulating supply
477,838,740
24h change
1.12%

Report generated 8/27/2026, 6:34:28 PM · stored corpus assessment · confidence 88%

Crypto Halal Report Criteria

We use a disciplined framework to determine if a digital asset is Comfortable from a sharia perspective, based on three core pillars.

Purpose & Real-World Value Flagged

The primary purpose of RAMP is to serve as a governance token for the RAMP protocol, which enables users to continue earning staking rewards while accessing liquidity through their staked assets. The RAMP token is used for protocol governance, including voting on parameter changes and protocol upgrades.

Honesty & Founder Intent Clear

The token distribution includes allocations for the team, advisors, ecosystem growth, and community incentives. Team tokens are subject to vesting periods to align long-term interests.

Dealing with Risk & Speculation Clear

Speculative trading of a real asset is treated as trade, not gambling, under the screening framework.

Crypto Overview

DeFiSolana EcosystemLending & BorrowingArrington XRP Capital Portfolio

Purpose and Utility

The primary purpose of RAMP is to serve as a governance token for the RAMP protocol, which enables users to continue earning staking rewards while accessing liquidity through their staked assets. The RAMP token is used for protocol governance, including voting on parameter changes and protocol upgrades.

Business Model

The core business model revolves around DeFi lending and borrowing, where users can collateralize their staked assets to mint rUSD. The protocol generates revenue through liquidation fees and a small portion of the staking rewards.

Token Distribution

The token distribution includes allocations for the team, advisors, ecosystem growth, and community incentives. Team tokens are subject to vesting periods to align long-term interests.

Rating Justification

Uncomfortable

After careful analysis, RAMP's core functionality centers around lending and borrowing, which involves the charging of fees and interest. While the project demonstrates legitimate utility and technical development, its fundamental business model is based on lending for profit, which is not permissible under Islamic finance principles unless done as an act of charity. The protocol's primary function of generating yield through lending activities makes it incompatible with Shariah requirements regarding riba (interest/usury).

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Disclaimer: These reports are findings of AI analysis and cannot be guaranteed to be accurate. Ratings reflect opinions derived from automated criteria applied to the sources you submitted and a corpus of prior assessments. This is not a fatwa and does not determine Islamic law. Ratings may change as projects evolve. Always conduct your own research before investing.

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